Henderson Appraisal ServiceHenderson Appraisal Service is NC state certified and on the FHA Roster of approved residential appraisers. Henderson Appraisal Service is certified and approved to do appraisal reports for FHA secured financial transactions. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Henderson Appraisal Service is well-trained on how to comply with the rules and regulations provided. Be sure to contact Henderson Appraisal Service if you need an appraisal done for an FHA-secured loan. If your home loan is FHA certified, that means that the loan has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the finances; the FHA simply secures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are built to aid low-to-moderate income consumers help meet credit requirements if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly beneficial to those consumers with less available funding. |